As a Money Purchase member the following may be of interest to you:
As a Final salary or CARE member, the following may be of interest to you:
As a Deferred DC member the following may be of interest to you:
You’ll probably have hopes, dreams and aspirations for your own retirement. It might be next year or in several years’ time, but whenever it is, sensible planning is essential. To help you Aviva have a new series of informative, new-look pre-retirement seminars aimed at scheme members who are currently aged 55 and over.
Starting this year, Aviva’s Financial Education Team and advisers from Aviva’s Financial Advice Team will run the courses.
The half day seminar will focus on information about pensions and how to find out what you are entitled to. More specifically we will cover the following topics:
Check out Aviva’s brochure https://library.aviva.com/fe4506.pdf to find out more information about the seminars.
Click here for seminar dates and locations to see which would work best for you. Please note, spaces are limited and are available on a first come, first serve basis but you will get to choose your top 3 preferences, so Aviva can help accommodate you.
Check your Final Salary Leaver Statement and your most recent Defined Benefit pension statement. Ask yourself 'Is this going to be enough to live on when I come to retire'?
You now have more options available to you at retirement in terms of how you take your pension… view the video to find out more and to discuss any of this further, contact Aviva using the details provided under the Contacts tab.
You can access the DB Portal to see details on your previous Defined Benefit plan. If you’ve forgotten your log in details then please contact Buck using the details on the Contacts tab.
You now have more options available to you at retirement in terms of how you take your pension… view the video to find out more and to discuss any of this further, contact Friends Life using the details provided under the Contacts tab.
The Barber Judgment and the equal treatment of men and women
Generally speaking pension Plan’s used to have different retirement ages for Men and Women for example; 65 for men and 60 for women. This practice was challenged in the European Court of Justice in 1990 and it was ruled that Trustees must pay equal or comparable benefits to men and women from that date.
How this changed the Dun & Bradstreet Pension Plan
The Dun and Bradstreet Plan equalised normal retirement ages for men and women, before the Barber judgment, on 6 April 1988. Before this date men had a normal retirement age of 65 and women had a normal retirement age of 60.
Any person that joined the Plan after 6 April 1988 has a normal retirement age of 65 regardless of gender.
Any person that joined the Plan before 6 April 1988 has a normal retirement age of 60 for their service between 17 May 1990 to 31 March 2004; a normal retirement age of 65 for service after 31 March 2004; and a normal retirement age of 65 or 60 depending on gender for service before 17 May 1990.