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FAQ

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Pensioners

Information Zone - all the relevant guides, forms and further information you need as a Pensioner.

Is your Nomination Form up to date in the case of your death?

Are you confident that the details we hold on your Nomination Form are up to date? If you’re not completely sure, then please contact Buck using the details provided in the Contact tab above by selecting ‘Updating or changing your Nominated beneficiaries’.

What happens in the case of death?

Please click here to view the CARE Scheme booklet and read page 16.

How is your pension increased?

Please click here to view the CARE Scheme booklet and read page 11.

Check the DB Portal – this contains useful information on your Defined Benefit plan.

You can access the DB Portal to see details on your previous Defined Benefit plan. If you’ve forgotten your log in details then please contact Buck using the details on the Contacts tab.

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Flexibility when you retire

You now have more options available to you at retirement in terms of how you take your pension… view the video to find out more and to discuss any of this further, contact Friends Life using the details provided under the Contacts tab.

The Barber Judgment and the equal treatment of men and women

Generally speaking pension Plan’s used to have different retirement ages for Men and Women for example; 65 for men and 60 for women. This practice was challenged in the European Court of Justice in 1990 and it was ruled that Trustees must pay equal or comparable benefits to men and women from that date.

How this changed the Dun & Bradstreet Pension Plan

The Dun and Bradstreet Plan equalised normal retirement ages for men and women, before the Barber judgment, on 6 April 1988. Before this date men had a normal retirement age of 65 and women had a normal retirement age of 60.

Any person that joined the Plan after 6 April 1988 has a normal retirement age of 65 regardless of gender.

Any person that joined the Plan before 6 April 1988 has a normal retirement age of 60 for their service between 17 May 1990 to 31 March 2004; a normal retirement age of 65 for service after 31 March 2004; and a normal retirement age of 65 or 60 depending on gender for service before 17 May 1990.